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If you drive your truck without a trailer at any point, you'll want to carry bobtail coverage as part of your trucking insurance package.
Bobtailing is common among truckers, and it can be risky for the driver and the company they work for. Drivers who bobtail are usually out of compliance with their shipping authority. This means they aren't following the rules set by their carrier (usually a third party), which puts them at risk of being sued. Bobtails can result in severe problems for both the driver and the company they're working for. For example, if your load shifts during transport and your trailer snaps free from the truck, you could be stranded miles from anywhere without getting help.