Southern Insurance Advisors Blog
View the latest blog posts from Southern Insurance Advisors.
Tuesday, November 30, 2021When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.
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Tuesday, November 30, 2021 W. Joel Baker Nov 24, 2021 Updated Nov 29, 2021 The consequences of dishonesty when it comes to the information provided for an insurance policy can be devastating. Recently a gentleman from Indiana contacted me. He said he was starting his own trucking company and would like a quote for insurance. READ MORE >>
Tuesday, November 30, 2021 Overdrive Staff Nov 29, 2021 Trucking news & briefs for Nov. 29, 2021: COVID-19 HOS waiver for haulers of certain commodities extended The Federal Motor Carrier Safety Administration is extending the COVID-19 emergency declaration, which waives Part 395. READ MORE >>
Thursday, November 25, 2021Are you getting enough hours of sleep at night? Do you wake up each morning feeling refreshed and ready to go? For many people, that’s not the case. It’s more common for individuals to struggle through those first hours of the day, longing to be back in bed for a few more hours. READ MORE >>
Tuesday, November 23, 2021A business owner’s policy, or BOP, contains several critical elements of business insurance. Among these, you will likely find business interruption insurance—one of the most critical elements of protection any business needs. If you don’t fully understand this coverage, you might not be able to use it to your advantage. READ MORE >>
Thursday, November 18, 2021In the last decade, the number of auto insurance claims that arise from distracted driving accidents has increased significantly. By definition, this is an accident caused by the fact that the involved driver wasn’t paying attention to the road.
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Wednesday, November 17, 2021 Owner-operator Thomas "T-Ray" Hogan, the author of this letter to the editor, has been trucking since 1980 as a car hauler for that entire period, the last 18 years as an owner. He's been accident-free since he started -- "hasn’t been an easy thing to do," he said, "had a few close calls for sure. READ MORE >>
Wednesday, November 17, 2021Starting in 2024, states must use the Drug and Alcohol Clearinghouse to make sure prohibited drivers don't have a valid CDL. The Federal Motor Carrier Safety Administration has issued a final rule closing a loophole in the federal drug and alcohol testing program. READ MORE >>
Tuesday, November 16, 2021Everyone needs health insurance, now more than ever. With the COVID-19 pandemic in its second year, there has never been a better reminder that taking care of your health is key to remaining well and safe. The right health insurance can help make certain you receive both routine and critical medical care affordably at the time you need it. READ MORE >>
Tuesday, November 16, 2021 A federal appeals court has ruled that heavy-duty trailers cannot be covered by federal regulations on fuel savings. WASHINGTON — A U.S. appeals court has ruled that heavy-duty truck trailers cannot be covered under fuel-saving rules adopted by the Environmental Protection Agency (EPA) and National Highway Traffic Safety Administration (NHTSA). READ MORE >>